Re: IML: Declared Value insurance -
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Re: IML: Declared Value insurance -



JC Taylor refused to insure both my 73 dart AND 66 newport, said neither meet they requirement of being worth 6k, but Hagerty insures them both. Most of the classic carriers dont require an appraisal under 30k of value.


From: randalpark@xxxxxxx

Actually J.C. Taylor does exactly that. Maybe because I have been doing business with them for 30 years without a single claim, and have over 15 cars on my policy, but they haven't questioned anything. I suspect that they might want more documentation if a customer was asking for coverage on a higher priced car. I valued my '60 Custom Sedan at $25,000 and that is the highest of all that I have on the policy. Every couple of years they ask me to review the numbers and make sure that they are still in line with my expectations, but they also get paid more for every dollar of value placed on the car. I have enjoyed a flawlessly executed business relationship with them, and would recommend them to anyone.

Paul W.


-----Original Message-----
From: DR CHALLENGER <drchallenger@xxxxxxxxxxx>
To: mailing-list@xxxxxxxxxxxxxxxx
Sent: Mon, 1 Oct 2007 6:53 pm
Subject: Re: IML: Declared Value insurance -


no insurance company will insure for WHATEVER valve you choose, they have a figure and if want higher you will need an apprasail showing your value. 
 
From: YBSHORE@xxxxxxx 
 
Fellow Imperialist's: 
 
Kenyon, as usual, is right. There are several insurance companies that 
cater to our vintage needs. JC Taylor will insure YOUR car for
WHATEVER 
value you choose [and based on existing condition of vehicle with pictures] and 
you will pay as such.....that said, these companies understand how we
care 
for our cars ( low mileage, limited driving , baby care ) and it is
taken >into 
heavy consideration....and if recollection serves, although I wish I
could 
carry more, my cars are all in the same 3+/2- condition and my '68 300
for >25K 
with all the inherent collision, and personal injury to 250K, etc.,
-even 
windows- costs me about $170 here in Massachusetts and my '56 Imperial with 25K 
worth of coverage costs just about that as well, the '55 New Yorker is
20K 
and $130 or so, these rates existing on vanity/antique plates 
ONLY......according to my insurance agent, I can raise 'my stake'
anytime, >paying for the 
privilege of course, but satisfied....... 
 
 
 
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