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insuring a classic/collectible car
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FwdLk56
Posted 2014-11-06 10:56 AM (#461159)
Subject: insuring a classic/collectible car


20002525
Location: Indiana
i currently insure my classics through American Collectors Insurance...
but their cutoff for what is a "classic/collectible" is defined as being 25 years old...

i'm looking to insure a '91 Stealth R/T but want to insure as a "classic/collectible" instead of a multi-car "normal" policy...


who do you guys insure through and would they insure a '91 Stealth R/T as a "classic/collectibe"?
ie, my classics only cost $140 per year for insurance but my current daily-driver policy is wanting $430 per year to add a '91 Stealth R/T...
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StillOutThere
Posted 2014-11-06 2:17 PM (#461179 - in reply to #461159)
Subject: Re: insuring a classic/collectible car



2000100010010025
Location: Under the X in Texas
I don't have a "neo-classic" like you describe but I do know that Haggerty considers numerous newer cars along these lines as qualifying under collector policies. Suggest you call Haggerty. Should only take a moment to find out.
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mikes2nd
Posted 2014-11-06 3:21 PM (#461187 - in reply to #461159)
Subject: Re: insuring a classic/collectible car


Expert 5K+

Posts: 5013
5000
Last time I checked Haggarty will insure it, I have a 1992 Mitsubishi 3000GT Vr4...

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FwdLk56
Posted 2014-11-06 5:52 PM (#461203 - in reply to #461159)
Subject: Re: insuring a classic/collectible car


20002525
Location: Indiana
my agent is telling me that American Collectors Insurance will insure it as a classic/collectible "only if it is show quality, please send pics and estimated value"...
which won't fit in this case, i found one very well maintained, all original minus some minor wear-and-tear fixes, and not "butchered" by 'Fast and Furious' wannabees...
but she also says that she don't know two years down the road (when the '91 hits 25yrs old)...

technically i'm on the lookout for a '91 Eagle Talon Tsi AWD but a '91 Stealth R/T (non-turbo) is a fair compromise and most classify it as a higher quality car anyway...
*EVERY* Eagle Talon that i've been able to find *has* been BUTCHERED under the hood by rice-racer "kids" with no long-term "respect" for an automobile...
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mikes2nd
Posted 2014-11-07 12:07 PM (#461254 - in reply to #461159)
Subject: RE: insuring a classic/collectible car


Expert 5K+

Posts: 5013
5000
My 3000GT is insane I have about 25k in it. Huge turbos, carbon fiber driveshaft, machined aluminum transfer case... you name it, its been modified and upgraded...

I just sold my 92 Stealth RT Turbo... that was my "beater"







(stealth014.jpg)



(stealth020.jpg)



Attachments
----------------
Attachments stealth014.jpg (94KB - 183 downloads)
Attachments stealth020.jpg (73KB - 173 downloads)
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FwdLk56
Posted 2014-11-08 8:54 AM (#461319 - in reply to #461159)
Subject: Re: insuring a classic/collectible car


20002525
Location: Indiana
yes, that is "insane", lol

i don't plan on putting a lot of money into this '91 Stealth R/T
it's a short-term project, not a long-term project
and should serve rather nicely as a trade a year or two down the road for a same-era Talon/Eclipse/Laser or a, dare i say, mid-80s Charger, or a motorcycle project (NO HARLEYS!)
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