RE: IML: classic car insurance

["Javier, Bay Adventures" <javier@xxxxxxxxxxxxxxxxx>]

That's the wonderful thing about "Agreed Value."  Although the market
price of the car may set some kind of reasonableness limit,  you are
agreeing with the insurance company on the maximum value of the car to
you.  Since our cars are difficult at best to set a market value, agreed
value is the upper limit you can get for your claim.  So if you would
JUST DIE if your baby got rearended, then bump up the agreed value for
your pain and suffering. ;)

BTW: Power came back on for me last night.  The 68 rode out Wilma safe
and sound in the garage.  Now I'm just waiting for the roads to be
cleared so we can take a stroll through town.

Cheers,
Javier

Proud Owner of 1968 IMP's of Omaha Convertible
Needs AM/FM radio

Former owner of
66 IMP's of Omaha Convertible
65 300 Convertible

-----Original Message-----
From: mailing-list-owner@xxxxxxxxxxxxxxxx
[mailto:mailing-list-owner@xxxxxxxxxxxxxxxx] On Behalf Of Rob P
Sent: Friday, November 04, 2005 3:54 PM
To: mailing-list@xxxxxxxxxxxxxxxx
Subject: RE: IML: classic car insurance

I mine with Condon & Skelly.  They are brokers, the actual policy is
written 
by Metropolitan.  I pay about $80 per year for full coverage on my
'cuda.  I 
believe the car must be 25 or older.  I think I valued it at $7,500.  I
have 
to raise it since the value has gone up astronomically since I started
with 
the collector insurance.  I've had it for about 10 years with no
problems, 
but I've never made a claim. Somebody on one of the lists had trouble
with a 
claim, so I'm looking into others.

They ask if the car is garaged.  They limit the mileage and you are not 
allowed to use the car for errands or commuting, but they never have
checked 
any of it.  I *tell* them the mileage each year.  In fact, the last 4
years 
I haven't inspected it and they don't say boo.  You state the value of
the 
car, so I would anticipate needing documentation to prove the value if
there 
(God forbid) comes a time to make a claim.

Rob

>From: "Woolf,Richard T(Contractor)" <richard.woolf@xxxxxxxxxxxx>
>Reply-To: mailing-list@xxxxxxxxxxxxxxxx
>To: "'mailing-list@xxxxxxxxxxxxxxxx'" <mailing-list@xxxxxxxxxxxxxxxx>
>Subject: RE: IML: classic car insurance
>Date: Fri, 4 Nov 2005 12:09:05 -0500
>
>I've had great luck with J.C. Taylor. They have never ask me how many
miles
>I put on a year.
>
>I have been with them for 21 years with no problems at all.
>
>
>
>Rich W.
>
>'66 Crown
>
>'73 LeBaron
>
>'75 LeBaron
>
>
>
>-----Original Message-----
>From: mailing-list-owner@xxxxxxxxxxxxxxxx
>[mailto:mailing-list-owner@xxxxxxxxxxxxxxxx] On Behalf Of Tom Scott
>Sent: Friday, November 04, 2005 9:17 AM
>To: mailing-list@xxxxxxxxxxxxxxxx
>Subject: Re: IML: classic car insurance
>
>
>
>I have two cars insured with Great American through Parish Heacock in
TN.
>I live in PA,  The vehicles must be garaged and have a 3000 mile per
year
>restriction on them.  They have been great to deal with.
>
>My cars are an 85 Shelby Charger insured for $3500 and the 60 Imperial
I
>just bought last month for $4000.  The Imperial is not roadworthy yet
and
>will be undergoing restoration over the winter.  They will increase the
>agreed value during the restoration if I desire.
>
>The Shelby cost me $80 a year and to add the Imp was $24.
>
>Tom
>
>----- Original Message -----
>
>From: Hugecoop@xxxxxxx <mailto:Hugecoop@xxxxxxx>
>
>To: mailing-list@xxxxxxxxxxxxxxxx
<mailto:mailing-list@xxxxxxxxxxxxxxxx>
>
>Sent: Thursday, November 03, 2005 9:08 PM
>
>Subject: IML: classic car insurance
>
>
>
>Anyone recommend a classic auto insurance company? getting ready to put
one
>on the road and I want to insure it with antique tags here in PA. I got
a
>quote from Hagerty for 90.00$ a year-are they a reputable company? I
put a
>value of 2000.00$ on it and it kicked back saying I had to have a
3500.00$
>minumum on it. Is this what they will then insure it at, as far as
value
>goes? Thanks, Charlie 38 bs cp
>




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