Thanks for the info Ray, glad to see you’re
doing ok. I’ll check my policy.
Another coverage to be aware of is on your
Collector Car Policy. That is the Uninsured/Underinsured Motorist part.
.
Recently a Plymouth Owner’s club
member related that he was in an accident with his ’56 Ford truck and his
Uninsured/Underinsured coverage was only $20,000 and that went quickly and
advised for everybody to check their collector car policy. I checked mine
and it states “minimum amount required” and no $ amount and I don’t
know what that is…..probably $20,000. On my daily driver the amount
is $500,000. He also said, upon checking, for a small amount per year,
you can raise that part of your coverage to a realistic figure.
From: Forward Look
Mopar Discussion List [mailto:L-FORWARDLOOK@xxxxxxxxxxxxx] On Behalf Of Ray Jones
Sent: Monday, July 12, 2010 11:06
AM
To: L-FORWARDLOOK@xxxxxxxxxxxxx
Subject: [FWDLK] car insurance
This is an overlooked, but very important
part of your insurance policy. The Medical payment cap. Most of us have a
$5,000. per person cap on the medical payment under the comprehensive part of
our policys.
Having had a major accendent just weeks ago, trust me it's not enough. As soon
as you finish this, call your agent and raise that part to $10,000. or even
$25,000. It cost little more, maybe $30. a year or so (for 10K), but will make
a hugh difference if you have even a small accident.
I ran into the back of my wife @ about 50mph. Someone suddenly stopped in front
of her to make a left turn, She stopped, i had looked aside and looked back to
see the back of her van comming at a very fast rate. I totalled both vans, and
ended up with 8 broken ribs. She has many bruises, but is ok.
The 2 ambulance rides totalled $3,000. for a 8 mile and 110 mile ride. The
trama hospital bill was $3,000. plus the other hospital and all the docs and
suchlike bills still to come. Don't know yet how much it will all come to, but
I can see $10K a'comin'.
I'm doing fine, thanks you very much, but wanted ty warn all y'all about this.
Shelter Insurance was great, has paid everything nearly instantly, I had a
check for the 2005 T&C she was driving in 3 business days and have bought a
2006 T&C found on eBay. i bought back my wrecked 2005 and it's on eBay Item
number:120594296603, if'n ya wanna see.
OK, now call, medicare will pick-up most of what the insurance misses for me,
but many of you don't have that available.
Ray
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